On this page
What this does
A bank originator profile holds what your bank gave you when it enabled direct deposit: your originator ID, names, data centre and settlement account. Each deposit file uses one profile. Make one per bank.
Steps
- Go to Settings › Payment originators.
- Choose to add a profile.
- Pick the Bank: RBC Royal Bank, TD Canada Trust, TD Canada Trust (80-byte), BMO, Scotiabank, CIBC, Desjardins or Other institution (Standard 005).
- Enter the Originator ID. The page shows a hint if it does not match the bank's format.
- Enter the Short name (on statements) and the Long name.
- Enter the Destination data centre. It has five digits and comes from the bank's set-up letter.
- Enter the Settlement account: Institution, Transit and Account number. This is the company account that funds the deposits and receives returned items.
- Pick the Currency.
- Enter the Next file creation number. It goes up by one with every file. When you move from another system, match the bank's count.
- Turn on Default profile if this is the one to use most.
- Save.
Check the source
Each profile has Where these file rules come from. If the rules were checked against the bank's own published layout, the page says so. Still send a test file before the first live run.
Rules not confirmed with the bank show Send a test file first. These profiles stay usable. The Pay step and the deposit screen show the same warning.
Good to know
- Saved settlement accounts show as •••1234 only. Leave the box blank to keep it.
- A bank originator that has deposit batches cannot be deleted. Switch it off.
- The file layout is Standard 005 of Payments Canada (CPA-005). TD also has its own 80-byte layout.
- Changes need a licence that allows writes.